{"id":9676,"date":"2026-04-30T06:14:31","date_gmt":"2026-04-30T06:14:31","guid":{"rendered":"https:\/\/begininsurance.ca\/?p=9676"},"modified":"2026-04-30T12:12:21","modified_gmt":"2026-04-30T12:12:21","slug":"%e9%81%a0%e7%ab%af%e8%b3%87%e8%a8%8a%e8%99%95%e7%90%86%e6%88%96%e5%9f%ba%e6%96%bc%e4%bd%bf%e7%94%a8%e6%96%b9%e5%bc%8f%e7%9a%84%e4%bf%9d%e9%9a%aa%e9%81%a9%e5%90%88%e6%82%a8%e5%97%8e%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/begininsurance.ca\/zh-hant\/%e9%81%a0%e7%ab%af%e8%b3%87%e8%a8%8a%e8%99%95%e7%90%86%e6%88%96%e5%9f%ba%e6%96%bc%e4%bd%bf%e7%94%a8%e6%96%b9%e5%bc%8f%e7%9a%84%e4%bf%9d%e9%9a%aa%e9%81%a9%e5%90%88%e6%82%a8%e5%97%8e%ef%bc%9f\/","title":{"rendered":"\u9060\u7aef\u8cc7\u8a0a\u8655\u7406\u6216\u57fa\u65bc\u4f7f\u7528\u65b9\u5f0f\u7684\u4fdd\u96aa\u9069\u5408\u60a8\u55ce\uff1f"},"content":{"rendered":"
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 <\/p>\n

\u4ec0\u9ebc\u662fUsage-Based\u6216Telematics Insurance\uff1f<\/h2>\n

\u9060\u7aef\u8cc7\u8a0a\u8655\u7406\u6216UBI\u662f\u4e00\u7a2e\u8ffd\u8e64\u60a8\u7684\u99d5\u99db\u884c\u70ba\u7684\u8a2d\u5099\u3002\u7576\u5b83\u525b\u554f\u4e16\u6642\uff0c\u5b83\u662f\u4e00\u500b\u5be6\u7269\u8a2d\u5099\uff0c\u4f60\u53ef\u4ee5\u63d2\u5165\u4f60\u7684\u8eca\u3002\u5982\u4eca\uff0c\u8a31\u591a\u904b\u71df\u5546\u90fd\u63d0\u4f9b\u53ef\u5b89\u88dd\u5728\u624b\u6a5f\u4e0a\u7684\u61c9\u7528\u7a0b\u5f0f\u3002\u552f\u4e00\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u60a8\u5fc5\u9808\u64c1\u6709\u667a\u80fd\u624b\u6a5f\u3002<\/p>\n

\u9019\u662f\u4e00\u500b\u65b9\u4fbf\u7684\u5de5\u5177\uff0c\u53ef\u4ee5\u8ffd\u8e64\u60a8\u7684\u524e\u8eca\uff0c\u52a0\u901f\uff0c\u884c\u99db\u8ddd\u96e2\uff0c\u901f\u5ea6\uff0c\u5206\u5fc3\u99d5\u99db\uff0c\u99d5\u99db\u6642\u9593\u7b49\u3002\u5728\u70ba\u60a8\u63d0\u4f9b\u8a08\u7b97\u6642\uff0c\u5b83\u6703\u8003\u616e\u60a8\u7684\u6240\u6709\u99d5\u99db\u884c\u7a0b\u3002\u9019\u610f\u5473\u8457\uff0c\u5982\u679c\u60a8\u5728\u4e00\u6b21\u99d5\u99db\u4e2d\u70ba\u4e86\u5b89\u5168\u800c\u4e0d\u5f97\u4e0d\u7a81\u7136\u505c\u8eca\u6216\u52a0\u901f\uff0c\u9019\u4e0d\u6703\u5c0d\u60a8\u7684\u5206\u6578\u7522\u751f\u8ca0\u9762\u5f71\u97ff\u3002\u60a8\u9084\u53ef\u4ee5\u5728\u61c9\u7528\u7a0b\u5f0f\u4e0a\u5c0d\u6bcf\u4e00\u6bb5\u884c\u7a0b\u6821\u6b63\u60a8\u662f\u53f8\u6a5f\u9084\u662f\u4e58\u5ba2\u3002<\/p>\n

\u9060\u7aef\u8cc7\u8a0a\u8655\u7406\u4fdd\u96aa\u6298\u6263<\/h2>\n

\u9019\u662f\u4e00\u500b\u6bd4\u8f03\u8907\u96dc\u7684\u554f\u984c\uff1a\u901a\u904e\u4f7f\u7528\u9060\u7aef\u8cc7\u8a0a\u8655\u7406\u7684\u61c9\u7528\u7a0b\u5f0f\u00a0 \uff0c\u60a8\u5be6\u969b\u4e0a\u53ef\u4ee5\u6709\u591a\u5c11\u6298\u6263\u5462\uff1f\u4e00\u822c\u4f86\u8aaa\uff0c\u5982\u679c\u60a8\u662f\u4e00\u540d\u99d5\u99db\u7fd2\u6163\u826f\u597d\u7684\u53f8\u6a5f\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u63d0\u4f9b10-30%\u7684\u6c7d\u8eca\u4fdd\u96aa\u8cbb\u6298\u6263\u3002\u53ea\u662f\u9700\u8981\u5728\u624b\u6a5f\u4e0a\u5b89\u88ddUBI\u61c9\u7528\u7a0b\u5f0f\uff0c\u9019\u662f\u76f8\u7576\u53ef\u89c0\u7684\uff01<\/p>\n

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\u4fdd\u96aa\u516c\u53f8\u627f\u8afe\uff0c\u5982\u679c\u6839\u64da\u9060\u7aef\u8cc7\u8a0a\u8655\u7406\u8ffd\u8e64\u7684\u7d50\u679c\u4e0d\u7406\u60f3\uff0c\u4e5f\u4e0d\u6703\u589e\u52a0\u60a8\u7684\u4fdd\u8cbb\u3002\u4f46\u662f\uff0c\u4ed6\u5011\u53ef\u4ee5\u6e1b\u5c11\u60a8\u5df2\u7372\u5f97\u7684\u6298\u6263\uff0c\u56e0\u6b64\u770b\u8d77\u4f86\u60a8\u7684\u4fdd\u8cbb\u4f3c\u4e4e\u4e0a\u6f32\u4e86\u3002\u4f8b\u5982\uff0c\u5982\u679c\u60a8\u7684\u4fdd\u8cbb\u70ba$ 2000 \/\u5e74\uff0c\u4e26\u4e14\u60a8\u5728\u8a3b\u518a\u6642\u53ef\u7372\u5f9710%\u7684\u6298\u6263\uff0c\u5247\u60a8\u7684\u4fdd\u8cbb\u5c07\u70ba$ 1800 \/\u5e74\uff0c\u4f7f\u5176\u6210\u70ba$ 150 \/\u6708\u3002\u4f46\u662f\uff0c\u7d93\u904e6\u500b\u6708\u7684\u8ffd\u8e64\uff0c\u5982\u679c\u60a8\u7684\u6298\u6263\u964d\u81f35%\uff0c\u90a3\u9ebc\u60a8\u7684\u6708\u8cbb\u5c07\u70ba$ 158.33\u3002 \u56e0\u6b64 \uff0c\u96d6\u7136\u60a8\u7684\u4fdd\u8cbb\u4fdd\u6301\u4e0d\u8b8a\uff0c\u4f46\u91cd\u8981\u7684\u662f\u8981\u8a18\u4f4f\u6298\u6263\u53ef\u80fd\u6703\u767c\u751f\u8b8a\u5316\u3002<\/p>\n

UBI\u61c9\u7528\u7a0b\u5f0f\u6536\u96c6\u7684\u6578\u64da<\/h2>\n

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\u9060\u7aef\u8cc7\u8a0a\u8655\u7406\u4fdd\u96aa\u662f\u5fc5\u7d93\u4e4b\u8def\u55ce\uff1f<\/h2>\n

\u5982\u679c\u4f60\u5728\u8def\u4e0a\u7684\u6642\u9593\u5c11\u4e86\uff0c\u90a3\u9ebc\u4fdd\u96aa\u516c\u53f8\u7684\u8cac\u4efb\u5c31\u5c11\u4e86\u3002\u90a3\u9ebc\uff0c\u60a8\u70ba\u4ec0\u9ebc\u4e0d\u61c9\u8a72\u7bc0\u7701\u6c7d\u8eca\u4fdd\u96aa\u5462\uff1f\u6216\u8005\uff0c\u5982\u679c\u4f60\u958b \u5f97\u5f88\u597d\uff0c\u5118\u7ba1\u6709\u5176\u4ed6\u5f71\u97ff\u4fdd\u96aa\u50f9\u683c\u7684\u56e0\u7d20\uff0c\u4f60\u96e3\u9053\u4e0d\u503c\u5f97\u7372\u5f97\u6298\u6263\u55ce\uff1f<\/p>\n

\u6700\u7d42\uff0c\u9019\u53d6\u6c7a\u65bc\u60a8\u3002\u9060\u7aef\u8cc7\u8a0a\u8655\u7406\u7684\u4fdd\u96aa\u9084\u6709\u6709\u5f88\u591a\u597d\u8655\u3002\u4f46\u662f\uff0c\u4f5c\u70ba\u60a8\u7684\u7d93\u7d00\u4eba\uff0c\u6211\u5011\u7684\u5de5\u4f5c\u4e0d\u662f\u4ee5\u67d0\u7a2e\u65b9\u5f0f\u8aaa\u670d\u60a8\u3002\u6211\u5011\u70ba\u60a8\u63d0\u4f9b\u6240\u6709\u9078\u9805\u548c\u5efa\u8b70\uff0c\u4ee5\u4fbf\u60a8\u53ef\u4ee5\u81ea\u5df1\u505a\u51fa\u660e\u667a\u7684\u6c7a\u5b9a\u3002\u5982\u679c\u60a8\u60f3\u77ad\u89e3\u6709\u95dcUsage-Based\u4fdd\u96aa\u7684\u66f4\u591a\u8cc7\u8a0a\uff0c\u8acb\u81f4\u96fb\u6211\u5011\uff01<\/p>\n

 <\/p>\n<\/div>\n

\u5373\u6642\u5831\u50f9<\/a><\/strong><\/p>\n

\n
<\/div>\n
<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

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