Whether you're renting an apartment, condo, or house, tenant insurance is essential for safeguarding what matters most. While your landlord’s policy covers the building, it doesn’t protect your personal belongings or liability. That’s where tenant insurance comes in, offering coverage for everything from electronics and furniture to clothing and valuables in the event of theft, fire, or other unexpected losses. It also includes liability protection if someone is injured in your unit or if you accidentally damage another person’s property.
At Begin Insurance, we help you find the right tenant insurance plan to match your lifestyle and budget. Whether you're a student, a new renter, or a long-time tenant, our expert brokers make it easy to compare coverage and get the protection you need, all in just a few clicks.
Covers legal and medical costs if you unintentionally cause injury to someone or damage their property, inside your unit or elsewhere. A key part of tenant insurance coverage.
Protects your personal belongings such as electronics, furniture, clothing, and more from risks like theft, fire, or water damage. Essential tenant insurance coverage for renters.
Covers temporary housing, food, and travel costs if your rental becomes uninhabitable due to an insured event like a fire or flood.
Offers compensation if your belongings are stolen or vandalized, whether the incident occurs at home or while you’re temporarily away.
Provides coverage for accidental water damage (like burst pipes or leaking appliances), helping repair or replace affected belongings.
Some plans include support for recovering from identity theft, including legal fees and document replacement.
Looking for added peace of mind? Alongside basic coverage, you can enhance your policy with these optional tenant insurance coverage add-ons:
These optional tenant insurance coverage enhancements ensure your policy grows with your lifestyle and needs.
While tenant insurance offers valuable protection, it's important to understand what is typically not covered under most standard policies:
Knowing these exclusions helps you avoid surprises and plan the right coverage for your lifestyle.
Several factors influence how much you’ll pay for your renters' (tenant) insurance. Understanding these can help you manage your premiums and get the right coverage at the best price:
By assessing these factors, Begin Insurance helps you find the right balance between protection and affordability for your renters' insurance.
At Begin Insurance, we make getting tenant insurance in Ontario simple, affordable, and personalized. Whether you're renting an apartment, condo, or home, we help protect what matters most with tailored solutions from Canada’s top insurers.
We work with multiple carriers to find the right renters' insurance in Ontario for your lifestyle and budget.
Quickly compare plans with no hidden fees, guided by expert advice you can count on.
Buy or manage your tenant insurance online or through our experienced brokers, whatever suits you best.
From purchase to claims, our team is here to assist you every step of the way. Get peace of mind with the coverage you need and the service you deserve, only at Begin Insurance.
Protecting your rental space is quick and hassle-free with Begin Insurance. Here’s how to get started:
Decide what level of protection you need: basic liability, contents coverage, or optional add-ons for extra peace of mind.
Tell us about your rental property, location, and belongings to customize your tenant insurance quote accurately.
We’ll show you quotes from Canada’s top insurers so you can choose the best coverage at the right price.
Ready to go? You can get tenant insurance online in just minutes or connect with one of our licensed brokers for help.
You can also contact us by phone or email if you wish to speak with a licensed insurance broker. We can help you understand your renters insurance policy to help you make an informed decision.
Filing a tenant insurance claim is simple with Begin Insurance. If you experience loss or damage, follow these steps:
Need help? Begin Insurance is here to support you every step of the way.