As we stepped into another year, the landscape of vehicle security in Ontario still presents a challenging picture. According to the 2024 Auto Theft Trend Report by Équité Association, vehicle thefts in Ontario rose another 14% year-over-year, bringing the total increase since 2021 to over 62%. Additionally, a vehicle is now stolen every 4 minutes, up from every 5 minutes in 2023, emphasizing the growing severity of the issue. This dramatic rise places Ontario among the regions most affected by this trend, significantly impacting community safety and contributing to a growing concern among Canadians about increasing crime rates in their neighborhoods. You can find the full 2024 Auto Theft Trend Report by Équité Association here.
Such statistics are not just numbers; they translate into significant consequences for vehicle owners and insurers alike. For instance, with each theft, the likelihood of increased insurance premiums becomes a reality. This is because insurers must adjust their risk assessments and pricing models to account for the increased theft risks, particularly affecting owners of models that are frequently targeted.
This increase in vehicle thefts has a dual impact. On one hand, it leads to higher out-of-pocket expenses for individuals through increased insurance premiums. On the other, it underscores the critical need for robust anti-theft measures. Many insurers are now waiving high theft surcharges for vehicles equipped with advanced anti-theft systems like TAG, which can lead to reduced premiums. This adjustment reflects ongoing efforts to support vehicle owners as they combat the increasing incidents of auto theft. Therefore, systems like the TAG tracker not only help in vehicle recovery but can also significantly lower the insurance costs by mitigating the risk profile of vehicles.
To move the discussion forward in the right direction, it's important to recognize which vehicles are targeted most frequently. Below is a list of the top 10 most stolen vehicles in 2023, as reported by the Équité Association, which highlights the models that are most at risk.
| Make/Model | Type |
| Toyota Highlander | SUV |
| DODGE RAM 1500 SERIES | TRUCK |
| LEXUS RX SERIES | SUV |
| Honda CR-V | SUV |
| TOYOTA RAV 4 | SUV |
| Honda Civic | SEDAN |
| Jeep Wrangler | SUV |
| Land Rover Range Rover Series | SUV |
| Chevrolet/GMC Suburban/Yukon/Tahoe Series | SUV |
| Chevrolet/GMC Silverado/Sierra 1500 Series | Truck |
As daunting as these statistics are, they serve as a crucial call to action for every vehicle owner in Ontario. Embracing advanced security measures and understanding their insurance implications is no longer optional but essential. In this blog, we explore advanced anti-theft devices, with a focus on the TAG system, and detail how these technologies not only enhance vehicle security but also offer the potential for significant insurance savings.
As vehicle thefts continue to escalate in Ontario, understanding the different types of anti-theft devices available is crucial for protecting your vehicle effectively. These devices range from simple deterrents to sophisticated tracking systems, each offering varying levels of security. Here’s an overview of the most common types of anti-theft devices used today:
Among the diverse anti-theft devices available to protect vehicles, the TAG system stands out due to its comprehensive security features and popularity with insurance companies. This preference is largely due to TAG's proven effectiveness in reducing theft rates, which in turn can influence insurance premiums favorably. Let's delve into why TAG is highly regarded and how it integrates advanced technology to secure vehicles.
TAG is a renowned anti-theft technology that has gained significant attention for its efficacy in preventing vehicle thefts. It incorporates a multi-layered approach to vehicle security, combining real-time GPS tracking with advanced electronic and mechanical deterrents.
In addition, according to industry reports, TAG boasts a theft deterrence rate of 99.82%. This high success rate has been pivotal in its adoption by both vehicle owners and insurance companies, showcasing its effectiveness in reducing the incidence of theft.
Installing a TAG system can significantly impact your insurance costs in the following possible ways:
The ability of the TAG system to facilitate quick recovery of stolen vehicles not only protects your investment but also reduces the likelihood of total loss claims that insurers need to cover. This reduction in potential payouts can allow insurers to offer more competitive pricing on policies for vehicles protected by TAG.
Hence, TAG not only provides robust protection against vehicle theft but also offers significant financial benefits through insurance savings. This dual advantage makes it a preferred choice for vehicle owners looking to enhance their vehicle's security and manage insurance costs effectively.
As of 2025, the cost of installing a TAG tracking system in Canada typically ranges from CAD $475 to $595, depending on your vehicle make and model, installation provider, and any special insurance rebates. This includes the full hardware setup and access to TAG’s real-time monitoring service.
While some insurance providers no longer offer direct rebates, several continue to waive high-theft surcharges for TAG-installed vehicles, effectively offsetting a portion of the cost over time.
Many insurance providers continue to recognize the TAG tracking system as a valuable anti-theft measure, especially for high-risk vehicles. While exact offers may vary, insurers such as Aviva and Traders General Insurance have historically partnered with TAG to offer benefits like:
Check with your insurer to see if your vehicle qualifies for TAG-related discounts in 2025, as programs are regularly updated
The TAG tracking system offers a cost-effective solution with no hidden fees or subscription charges. Once installed, the system provides five years of tracking protection for a one-time installation fee of $400-$500. If you buy a car with a TAG system already installed, you can transfer ownership for just $49.95 plus tax. After the initial five-year period, you may need to explore options for extending service, but there are no recurring costs during this time. The long-term savings on insurance premiums, along with the absence of ongoing fees, make TAG a valuable investment for vehicle security.
TAG works through a blend of Radio Frequency Identification (RFID) technology, GPS, and advanced communication protocols that function both independently and collaboratively to offer unmatched vehicle security.
1. Installation of RFID Transponders:
2. Independent Operation:
3. Anti-Jamming Capabilities:
4. 24/7 Live Monitoring:
5. Advanced GPS and RF Triangulation:
6. Durable Five-Year Lifespan:
The result is a comprehensive and proactive theft deterrence system that goes beyond what standard GPS trackers can offer. Whether your car is parked in a high-theft area or transported across provinces, TAG offers consistent tracking and recovery capabilities.
To secure a TAG system for your vehicle, you have several options to choose from, ensuring accessibility across different regions and preferences:
Visit the TAG tracking official website to find authorized installation providers near you. You can book an installation by going to TAG Tracking Installation Providers. This site lists all authorized dealers, ensuring you receive professional and certified installation services.
The installation of the TAG system involves several technical and precise steps that ensure your vehicle is fully protected. Here's how it typically goes:
1. Is installing TAG really worth it?
Absolutely. The TAG system is proven to significantly reduce the chances of vehicle theft with its advanced tracking and recovery technology. For vehicle owners, especially in areas prone to theft, investing in TAG not only offers peace of mind but can also result in savings on insurance premiums due to the decreased risk of theft.
2. Is TAG the best vehicle theft deterrent?
TAG is considered one of the most effective vehicle theft deterrents available today. Its success rate in preventing thefts is extremely high, largely due to its multi-faceted approach that includes real-time tracking, electronic identification, and autonomous operation. These features make it highly effective at both deterring and resolving theft incidents.
3.Can I use an Apple AirTag instead of a TAG device to locate my car after theft?
While Apple AirTags are useful for tracking personal items and can be used to track a vehicle's location, they do not offer the same level of security as a TAG system. AirTags rely on being near other Apple devices to relay location information, which might not be as reliable or consistent as the dedicated network that TAG uses. Moreover, AirTags do not offer preventative security features like electronic immobilization or autonomous operation.
4.Which cars are most targeted by thieves, and can push start cars also be stolen?
The most targeted cars often include those with high resale value or demand for parts, such as pickup trucks, luxury vehicles, and SUVs. Cars with keyless entry and push start features are also prone to theft, especially through relay attacks where thieves amplify the key fob’s signal to unlock and start the car without needing the actual key.
5.What are Reddit users saying about the effectiveness of TAG and other anti-theft technologies?
On platforms like Reddit, users often share positive feedback about the effectiveness of TAG systems, particularly praising their role in quick recovery after thefts. Discussions also highlight personal stories of how TAG has deterred thieves or led to the recovery of vehicles. Conversely, some users compare the cost versus benefits of different systems like TAG and simpler solutions like steering wheel locks or immobilizers. For detailed user reviews and more in-depth discussions on specific cases, consider visiting forums and subreddits like r/PersonalFinanceCanada and r/Ontario which are focused on such topics.
As we wrap up our discussion on the rising vehicle thefts in Ontario and the significant role of TAG systems in combating these incidents, it's important to recognize the broader implications for your vehicle insurance. Implementing TAG can not only enhance your vehicle's security but potentially lower insurance premiums due to reduced risk. For comprehensive coverage that matches your proactive security measures, consider reviewing your policy details or exploring new options. At Begin Insurance, we're here to help to help you with your insurance needs, ensuring you drive with maximum protection and peace of mind. Explore your options with Begin Insurance to ensure you have the right coverage tailored to your needs.
In addition, to understand more about how vehicle theft is impacting insurance premiums across Ontario, and why areas like Toronto are particularly affected, read our detailed analysis in 'Grand Theft Auto: The Connection Between the Most-Stolen Vehicles and Your Insurance Premium in Ontario.' This article dives deeper into the broader context of vehicle thefts and their consequences on community safety and insurance costs.
Posted Apr 27, 2019