Insurance Basics

Understand how OPCF 20 (Loss of Use Coverage) works, when it applies, and why it matters after an accident. Learn how it covers rental car costs during repairs.

Explore CAA Membership perks, from roadside assistance to insurance discounts, plus how Begin Insurance helps you save more in Ontario.

Learn all about car and home insurance for newcomers to Canada, especially in Toronto and also understand local regulations.

Learn how the TAG vehicle tracking system protects against auto theft, lowers insurance premiums, and ensures 24/7 monitoring for cars in Ontario.

Learn how traffic tickets impact your auto insurance rates in Ontario. Understand infractions, convictions, and how to manage or reduce rising premiums.

Learn about mortgage insurance in Canada, its costs, types, and benefits. Understand how it protects lenders and helps homebuyers with low down payments.

Discover how OPCF 27 helps cover damages and liability when driving a non-owned vehicle. Learn its benefits and who should add it to their policy.

Discover what affects your auto insurance premium in Canada—from your driving record to market trends—and learn smart tips to help lower your rates.