How to Find the Cheapest High Risk Auto Insurance

Apr 24, 2019

Our Brokers Specialize in Second Chance Auto Insurance

Have you found yourself in a situation where your current company is not offering to renew your insurance?  Have you been without insurance for a while because you just couldn't afford it?  Our brokers are experts in offering second chance car insurance for people who are good drivers and just need the chance to prove it.  Most insurance companies do not offer a full range of high risk insurance in Ontario.  You'll want to get yourself allied with a broker at Begin Insurance to help you navigate through your options.

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Who Are the Best High Risk Insurance Companies?

In Ontario, there are six high risk insurance companies: Coachman, Echelon, Jevco, PAFCO, Perth and Facility Association are the only options for high risk drivers.  At Begin Insurance, we work with all six high risk insurers to find the best prices for car insurance.  We have essentially cornered the market on high risk insurance so you don't need to shop anywhere else. 

The nice thing is that once you qualify for standard insurance again, we have seventeen insurance companies where we can find you a new home at a greatly reduced rate.  Why shop for insurance anywhere else?  Let us take care of it for you!

We Guarantee the Best High Risk Insurance Rates

Since we have all of the high risk insurance companies, we can guarantee the best prices.  If you are a high risk driver and find a better insurance price, we will meet or beat that price every time; we guarantee it. 

Having a hard time finding a company to even give you a price or have they given you a price so high you might as well not drive?  We will provide you with the cheapest high risk auto insurance price in Ontario.  At least then, you will have some options to work with.

Cheap Car Insurance for Young Drivers and Newcomers to Canada

If you are under the age of 25 or a newcomer to Canada, insurance rates can be very high.  You are basically starting as a new driver and need to build your claims-free experience so your car insurance rates can go lower.  While these drivers are not considered high risk drivers or "non-standard" drivers, it can still be difficult to find affordable insurance.  We have a number of insurance companies who have low car insurance rates for young drivers and newcomers to Canada.  Just go online or give us a call for cheap insurance quotes.

Have You had Collisions or Tickets and Need Car Insurance?

We know that accidents happen.  Most of us have been there at some point in our lives.  It's important to team up with the right insurance broker who understands your issues and can put you on the path to lower car insurance rates.  At Begin Insurance, we understand that you're trying to do the right thing and we'll help get you there.

Areas We Serve 

We have an office located in Markham and another office in Hamilton, but we service the needs of high risk drivers all across Ontario.  We have helped high risk drivers in Hamilton, Greater Toronto Area, Kitchener and Waterloo, Burlington, Oakville, Mississauga, Guelph, London and all rural areas and cottage country.  Just go online to get a quote or call us for your high risk insurance needs.

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About the Author Sean Graham:

Sean Graham has been an insurance broker in Ontario for the past 18 years.  He is considered a pioneer in the digital insurance space and has been featured on CTV’s Canada AM, CBC, City TV, AM 640, Newstalk 1010 and Toronto Star.  In 2014 he was named one of Canada’s Top 10 brokers under 40.  Sean believes strongly in putting the consumer at the center of everything the business does.  He is also an advocate for fostering the next generation of insurance talent through education and mentorship.

Photo by Patrick Tomasso on Unsplash

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